As a member in good standing, you are eligible for our new Overdraft Protection Service which protects against overdrawn funds in your share draft account and allows us to pay the item on your behalf, up to $500. There will be a $29 charge for processing this item, however, you will not pay additional fees to the third party that the check was written to for payment.
Overdraft Protection will only activate on your account when all other overdraft protection plans on your account are exhausted (i.e. links to other account and/or dedicated overdraft loans). Overdraft protection will automatically cover the following types of transactions:
There is nothing required of you to take advantage of this new program!
As an additional layer of protection, we are also now offering a Courtesy Pay Service. With Courtesy Pay, your ATM and /or debit card transactions may be covered, up to $500, when your share draft account becomes overdrawn. There will be a $29 charge for processing the item. You must enroll in this service for it to be active on your account.
Please refer to our Overdraft Protection Summery and Enrollment Form, which provides more information on Overdraft Protection and Courtesy Pay.