In today’s high tech world, we are able to do things more quickly and conveniently electronically, whether it is to send a letter via email, pay bills or even go shopping online. With this increase in speed and convenience also comes increased risk. At Ontario Shores FCU, the security of member information is a priority. We are strongly committed to the safety and confidentiality of your records. One of the best ways to avoid fraud is to become an educated consumer, and Ontario Shores FCU would like to help you in this endeavor. Please take a moment to read this important information on how to keep you safe when conducting business online.
How to Keep Yourself Safe in Cyberspace
An important part of online safety is knowledge. The more you know, the safer you’ll be. Here are some great tips on how to stay safe in cyberspace:
- Set good passwords.A good password is a combination of upper and lower case letters and numbers and one that is not easily guessed. Change your password frequently. Don't write it down or share it with others.
- Don't reveal personal information via email. Emails and text messages can be masked to look like they are coming from a trusted sender when they are actually from someone else. Play it safe; don’t send your personal information such as account numbers, social security numbers, passwords etc. via email or texting.
- Don't download that file! Opening files attached to emails can be dangerous, especially when they are from someone you don't know, as they can allow harmful malware or viruses to be downloaded onto your compute Make sure you have a good antivirus program on your computer that is up-to-date.
- Links aren't always what they seem Never log in from a link that is embedded in an email message. Criminals can use bogus email addresses and make imitation web pages that mimic the page you would expect. To avoid falling into their trap, type in the URL address directly and then log in.
- Websites aren't always what they seem Be aware that if you navigate to a website from a link you don't type, you may end up at a site that looks like the correct one, when in fact it's not. Take time to verify that the Web page you're visiting matches exactly with the URL that you'd expect.
- Logoff from sites when you are done. When you are ready to leave a site you have logged in to, logoff rather than just closing the page
- Monitor account activity. Monitor your account activity regularly, either online or by reviewing your monthly statements, and report any unauthorized transactions right away.
- Assess your risk. We recommend periodically assessing your online banking risk. Some items to consider when assessing your online banking risk are:
- Who has access to your online business accounts?
- How and where are usernames and passwords stored?
- How strong are your passwords and how often are they changed?